bad karma?

So the other night I was out with some people someplace... we were waiting for someone to show up.
One of the people had been leading a game of "would you rather" for a better part of the day... A game I LOVE. Would you rather do this.... Or this... Then discussion follows. Generally when people play the game, it's more of a gross out, or extremes. It's a good way to get to know people. This guy was taking it to the bizarre.
On the computer's screen saver was a tall ship sailing... This guy looks at the screen and says "would you rather sail on that boat for a length of time or..." at that precise moment there was a squealing of tires, without missing a beat he continues "... Or be in that accident?"
We rush outside to see if it's really an accident, because really, the only thing we heard was the squeal, and I saw some dust flying...
No one was hurt in the accident (a miracle) but it turned out the person we were waiting for was involved. Motorcycles do not swim.